Andres Polo is the Urban Mobility Lead for Latin America and the Caribbean at Visa, where he drives the expansion of digital payments across transit systems to create more seamless, inclusive, and efficient urban mobility experiences. With over 20 years of experience in fintech, digital strategy, and customer engagement, he has held senior leadership roles at Visa leading innovation and core product growth across the region.In his current role, Andres partners with governments, transit authorities, and financial institutions to scale open-loop payment solutions, enabling riders to tap and pay using everyday credentials. His work focuses on accelerating the shift from cash to digital payments while improving operational efficiency and enhancing the rider experience across major cities in Latin America.A recognized thought leader in mobility and payments, Andres frequently speaks at global forums on the role of frictionless, secure transactions in shaping smarter and more sustainable cities. He brings a practical, data-driven perspective on how payments can serve as a catalyst for financial inclusion and urban innovation.Based in Miami, Andres is also passionate about mentorship and community impact, supporting initiatives that empower entrepreneurs and expand economic opportunity across underserved communities.